Coverage

COVERAGE IS UNLIMITED EXCEPT:

Inpatient treatment

Congenital conditions for Inpatient Treatment

Up to EUR 200.000 per insured per lifetime

Return to country of residence after repatriation forInpatient Treatment

Up to EUR 10.000 per insured per event

Routine tests or screenings that are carried out without any clinical symptoms being present for Outpatient Treatment

Up to EUR 3.000 per insured per year

Pregnancy and childbirth complications

Waiting period of 10 months

Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital

Up to EUR 20.000 per insured per year. Waiting period of 10 months

Any Dental Treatment

EUR 10.000 per insured per year

Return of mortal remains

Up to EUR 25.000 per insured per year

Psychiatric treatment

Subject to prior written approval. Waiting period of 10 months

Inpatient psychotherapy

Subject to prior written approval.
Waiting period of 10 months

Home nursing and domestic help, instead of a hospital stay

Subject to prior written approval. Up to 90 days

Substitute hospital cash plan benefit for treatments not claimed with us

Up to EUR 200 per insured per day

Inpatient follow-up rehabilitation

Subject to prior written approval. Up to 35 days

Hospice

Up to 9 weeks

Outpatient treatment

Health checks

Up to EUR 500

Maternity care and childbirth, services of a midwife or obstetric nurse

Up to EUR 20.000
Waiting period of 10 months

Congenital conditions

Up to EUR 200.000 per lifetime

Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings

Up to EUR 5.000

Speech therapy

Subject to prior written approval

Psychiatric treatment

Subject to prior written approval. Waiting period of 10 months

Outpatient psychotherapy

Subject to prior written approval

Over-the-counter drugs

Up to EUR 100

Vision aids, including an eye test

Up to EUR 250

Infertility treatment

50% up to EUR 15.000
per insured couple per lifetime. Waiting period of 24 months

Major dental services

Total major dental treatments per policy year

Reimbursement for the following benefits up to EUR 5.000. Waiting period of 10 months

Implants

Up to four implants per jaw plus the dentures to be secured to these implants

Additional Assistance

Repatriation to the country of residence

Up to EUR 3.000

Organisation of travel for close relatives to be at patient's bedside

Up to EUR 3.000

Repatriation of mortal remains and organisational support in the event of death

Up to EUR 10.000

Help with possible psychological problems due to stay abroad

Psychological and therapeutic help by phone. Up to 5 calls